OTS ZTBL OG-III Past Paper Zarai Taraqiati Bank Limited MCQs

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OTS ZTBL OG-III Past Paper 07-01-2024 MCQs for preparation.

If the initial investment for a project is Rs 80,000, and discounted cash inflows are Rs 30,000 per year for three years, what is the IRR?

  1. 15%
  2. 5%
  3. 10%
  4. 20%

A farmer invested Rs 10,000 in a new irrigation system. If the expected annual cash inflow from the system is Rs 2,500 for the next five years, and the discount rate is 8%, what is the NPV? –

  1. Rs 1,000
  2. Rs 1,500
  3. Rs 2,000
  4. Rs 2,500

If the initial investment for a project is Rs 50,000, the cash inflows are Rs 20,000 per year for four years, and the discount rate is 10%, what is the NPV?

  1. Rs 7273
  2. Rs 5000
  3. Rs 50000
  4. Rs 7473

The term “zamindar” in the context of agriculture in Pakistan refers to :

  1. Agricultural scientist
  2. Landowner
  3. Seed supplier
  4. None of these

What percentage of Pakistan workforce is employed in the agricultural sector ?

  1. Approximately 20 %
  2. Approximately 40 %
  3. Approximately 60%
  4. Approximately 80 %

The Red Sindhi and Nili Ravi are breeds of which livestock in Pakistan ?

  1. Cattle
  2. Poultry
  3. Goats
  4. Sheep

Which crop is known as the “king of crops ” and is a staple food in Pakistan ?

  1. Rice
  2. Wheat
  3. Sugarcane
  4. Barley

The Indus Basin irrigation system, one of the largest in the world primarily serves agriculture in which region of Pakistan ?

  1. Southern Punjab
  2. Northern Punjab
  3. Eastern Balochistan
  4. KPK

Which of following is the major oilseed crop in Pakistan ?

  1. Rice
  2. Canola
  3. Sugar cane
  4. Barley

The livestock sector in Pakistan includes the farming of

  1. Cattle
  2. poultry
  3. Fish
  4. All of above

The cultivation of which crop is a major source of income for the rural population in the Swat valley

  1. Maize
  2. Oranges
  3. Potatoes
  4. Barley

Which financial metric provides a measure of the efficiency of a company’s use of its assets in generating profit?ROI ( return on investment)

  1. ROI ( return on investment)
  2. ROA ( return on assets)
  3. ROE ( return on equity)
  4. IRR ( internal rate of return)

Which of the following is a method used for evaluating the profitability of an investment by finding the interest rate that equates the present value of cash inflows with the present value of outflows?

  1. NPV
  2. IRR
  3. COGS
  4. ROI

A farmer a loan of rs 15,000 at an annual interest rate of 8%. If the loan is to be repaid in three equal installments, what is the total interest paid?

  1. 1000
  2. 1200
  3. 1500
  4. 1800

The calculation formula for the gross profit is:

  1. revenue-net income
  2. revenue – cogs
  3. net income- cogs
  4. net income – cogs

What is the formula for calculating interest?

  1. pricipal * rate* time
  2. principle/rate/time
  3. principle +rate+time
  4. principle – rate – time

In financial terms what does RIO stand for

  1. Return or investment
  2. Rate or Investment
  3. Revenue on Investment
  4. Rist of investment

What does NPV stand for in financial terms?

  1. Net Profit Value
  2. Net Present Value
  3. Non-Performing Venture
  4. New Project Valuation

The formula for calculating ROI is:

  1. (net income/ initial investment)* 100
  2. (gross profit / initial investment)* 100
  3. (net income/revenue)* 100
  4. (net income/cogs)* 100

If the selling price of a product is rs 150, and the COGS is Rs 80, what is the gross profit?

  1. RS 70
  2. RS 80
  3. RS 150
  4. RS 230

What is the formula for calculating the Profit Margin?

  1. (Net Income / Revenue) * 100
  2. (Net Income / Total Assests) * 100
  3. (cogs / Revenue) * 100
  4. (operating profit / Revenue) * 100

Which financial ratio indicates the proportion of revenue that exceeds the COGS?

  1. grass profit margin
  2. net profit margin
  3. operating profit margin
  4. return on investment (roi)

which of the following is a high value cash crop often cultivated in the Swat valley of KPK?

  1. Wheat
  2. Grapes
  3. Dates
  4. Barley

The cultivation of which crop is a significant contributor to the economy of the thar desert region in Pakistan ?

  1. pulses
  2. rice
  3. wheat
  4. cotton

The term “Kisan Package ” in Pakistan is associated with

  1. Crop insurance
  2. Agricultural subsidies
  3. Research and development
  4. Former training program

Which of following is a key factor affecting the productivity of agriculture in Pakistan

  1. Excessive rainfall
  2. Lack of Sunlight
  3. Water Scacity
  4. Low temperatures

Which crop is known as the golden fiber and is major cash crop in Pakistan

  1. Wheat
  2. Millets
  3. Jute
  4. Maize

The major wheat producing region in Pakistan is :

  1. Sindh
  2. Balochistan
  3. Punjab
  4. KPK

In Pakistan cultivation of Basmati rice is particularly associated in which region

  1. Sialkot
  2. Faisalabad
  3. Multan
  4. Gujranwala

In NPV analysis, if the calculated NPV is positive, it indicates:

  1. profitability
  2. loss
  3. break-even
  4. liquidity

What is the primary purpose of calculating the NPV of an investment?

  1. to assess profitability
  2. to estimate risk
  3. to determine liquidity
  4. to evaluate market share

Antonyms tyro is most nearly opposite in meaning to

  1. dabbler
  2. dilettante
  3. amateur
  4. Expert

A farmer X sowed wheat in 2/5 acre of his field and rice in the remaining. If his field is 10 hectares. How many hectares are sown with rice?

  1. 2 hectares
  2. 4 hectares
  3. 5 hectares
  4. 6 hectares

A farmer divides his land into 3 equal parts.If total area of land is 15 acrs,what is the area of each part

  1. 8 acr
  2. 3 acr
  3. 10 acr
  4. 5 acr

If a tractor can plow 2 acr of land in 4 hours, how many acres can it plow in 8 hours ?

  1. 4 acrs
  2. 6 acrs
  3. 8 acrs
  4. 10 acrs

A farmer has 2 fields. If one field is twice the size of the other, and the smaller field is 5 acres .What is the total area of both fields

  1. 15 acr
  2. 10 acr
  3. 20 acr
  4. 25 acr

If the cost of pesticides for a field is Rs 2 per square meter, how much will it cost to treat a field of 800 square meters

  1. Rs 1600
  2. Rs 1200
  3. Rs 2000
  4. Rs 2400

A farmer has 15 cows, and each cow produces an average of 20 liters of milk per day how many liters of milk does the farmer get in a week

  1. 2100 liters
  2. 2250 liters
  3. 2400 liters
  4. 2800 liters

If a farmer has circular pond with a ridus of 8 meters.What is the approximate area of the pond?

  1. 64 sq meters
  2. 200 sq meters
  3. 128 sq meters
  4. 160 sq meters

A farmer divides his land into equal parts for three different crops wheat corn and barley. If he has 15 acres of land and allocates 5 acres of each crop, what percentage of the total land is used for barley ?

  1. 33.33 %
  2. 25 %
  3. 20 %
  4. 30 %

Synonym of emollient

  1. Compressing
  2. Soothing
  3. Controlling
  4. Arousing

COGS (Cost of Goods Sold) is an essential component in calculating:

  1. Net income
  2. Gross Profit
  3. Operating Profit
  4. Return on investment

Sentence completion: For all their talk of __ the land despoiled by mining the local government has failed to offer a ___ plan.

  1. Regenerating – Credible
  2. Clearing – Credulous
  3. Reclaiming – Quotidian
  4. None of these

Sentence completion: Marlene was sufficiently ___ to be able to recognize that her husband’s ___ behavior masked an underlying insecurity

  1. Alert – docile
  2. Talented – sophomoric
  3. Perspicacious – puerile
  4. Disingenuous – Forthright

In financial terms, what does IRR represent?

  1. Internal Revenue Rate
  2. Internal Risk Ratio
  3. Internal Rate of Return
  4. Interest Rate Revenue

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